Choice of Investment

There are so many choices for investment but if there is one ultimate choice that I am very interested in it is in investing in gold. Who would not be happy in investing in something that grows over time and rarely decreases or diminishes in value. I really wish it is much more affordable for us to buy gold coins. If given a chance and opportunity to make even such a small investment of this kind, it is already so good for me since I think not too many people do make this interesting choice of investment even though it is the most known too.

Another Choice

Using the credit card is so tempting when there are sales, discounts and special offers in the malls and stores everywhere offering zero interest on credit card purchases. So tempting that it often makes us forget that we truly need to control our spending and purchases on credit. We may think now that we can easily pay them off with our future and yet to be earned salary but we don’t have control what if an emergency comes up in between or along the way unexpectedly and we have used up our credit card limit and even extra cash.

Some people if not many people find themselves in this kind of situation too often. They become so financially burdened that they can no longer pay off even the minimum payment required from their credit cards. Then next thing they know, they need to declare themselves as bankrupt. But there is another choice, they can opt for a credit card debt settlement which I think even creditors prefer rather than the debtors declaring bankruptcy and they get nothing at all. They would rather allow you to settle for a lesser amount than what you actually owe and plan out a workable payment schedule each month. And that is what I say is a better choice.

Good News

Good news that hubby’s wound from the operation is healing well according to the doctor. He called before he went home from his checkup at the general surgeon’s clinic and I am happy he is healing well much to my heart’s delight. However, there is also a not so good news that he told me and that is he will be reporting back to work sooner than we first thought. The first medical certificate initially given by the doctor was two weeks rest after he was sent home.

Now he is going back to work three days earlier. I was hoping he would still be here longer so he can help me somehow with my work but that won’t happen I guess. But he has to go back to work so he would have at least a pay to receive next payday or else we will be needing a payday advance soon if and when he gets no pay in the middle of next month. We still have a few days left to cherish with his sick leave. We have to make the most out of it for we anticipate that he will be swamped with work too when he gets back with a co-worker leaving them mid next month. Plus another one probably being transferred to another department sooner or later. Still the good news prevail that he is healing well and fast and needs a few more days rest before going back to the corporate world.